|FACT||WHAT DO THE 360ExpressMoney CASH EXPRESS COMPANIES DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?|| The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons the ACE Cash Express Companies choose to share; and whether you can limit this sharing.|
|REASONS WE CAN SHARE YOUR PERSONAL INFORMATION||Do the 360ExpressMoney Companies share?||Can you limit this sharing?|
|For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes – to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes – information about your transactions and experiences||Yes||No|
|For our affiliates’ everyday business purposes– information about your credit worthiness||Yes||Yes|
|For our affiliates to market to you||Yes||Yes|
|For nonaffiliates to market to you||Yes||Yes|
|To limit our sharing|| Call (848)-228-5044 – our menu will prompt you through your choice(s)
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
|Who we are|
|Who is providing this notice?||Check-cashing, payday advance providers, vehicle secured credit providers, creditors, and financial service providers operating under the ACE Cash Express name as set forth below.|
|What we do|
|How does ACE Cash Express protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does ACE Cash Express collect my personal information?|| We collect your personal information, for example, when you
apply for a loan or make a wire transfer
apply for insurance or show us your government issued ID
pay your bills
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
|Why can’t I limit all sharing?|| Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes – information about your creditworthiness
affiliates from using your information to market to you
sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
|What happens when I limit sharing for an account I hold jointly with someone else?||Your choices will apply to everyone on your account|
|Affiliates||Companies related by common ownership or control. They can be financial and non-financial companies.Our affiliates include financial companies operating under the ACE or ACE Cash Express name|
|Non affiliates|| Companies not related by common ownership or control. They can be financial and non-financial companies.
Non-affiliates we share with can include lenders; banks; collection agencies; check-cashers; tax preparers; brokers; pawnbrokers; rent-to-own, mortgage and insurance companies; and retailers.
|Joint Marketing|| A formal agreement between non-affiliated financial companies that together market financial products or services to you.
Our joint marketing partners include lenders; banks; tax preparers; brokers; pawnbrokers; mortgage companies; and retailers.
|Other important information|
| Notice to California Residents
Pursuant to state law, we may not share information we collect about you with affiliated or non-affiliated third parties, except in the limited circumstances permitted under state law, or if you give us your permission.
California Civil Code Section 1798.83, also known as S.B. 27, allows California residents to request certain information regarding our disclosures in the prior calendar year, if any, of personally identifiable information to third parties for their own direct marketing purposes. To make such a request, please contact us at 1-848-228-5044 or 360ExpressMoney, Inc., 7 Industrial Way North Suite 102, West Long Branch, N.J. 07724.
Provided by the following companies: 360ExpressMoney, 360ExpressMoney transfer, Inc., 360Express Credit Services, LLC, 360 Express Insurance Services LLC, 360Minnesota Corp.